Buying Options

Kindle Price: $15.00

Save $6.99 (32%)

These promotions will be applied to this item:

Some promotions may be combined; others are not eligible to be combined with other offers. For details, please see the Terms & Conditions associated with these promotions.

Deliver to your Kindle or other device

Buy for others

Give as a gift or purchase for a team or group.Learn more

Buying and sending eBooks to others

Select quantity
Buy and send eBooks
Recipients can read on any device

Additional gift options are available when buying one eBook at a time.  Learn more

These ebooks can only be redeemed by recipients in the US. Redemption links and eBooks cannot be resold.

This item has a maximum order quantity limit.

Deliver to your Kindle or other device

Kindle App Ad
Loading your book clubs
There was a problem loading your book clubs. Please try again.
Not in a club? Learn more
Amazon book clubs early access

Join or create book clubs

Choose books together

Track your books
Bring your club to Amazon Book Clubs, start a new book club and invite your friends to join, or find a club that’s right for you for free.
The Little Book of Main Street Money: 21 Simple Truths that Help Real People Make Real Money (Little Books. Big Profits 23) by [Jonathan Clements, William J. Bernstein]
Audible Sample

Follow the Author

Something went wrong. Please try your request again later.

The Little Book of Main Street Money: 21 Simple Truths that Help Real People Make Real Money (Little Books. Big Profits 23) Kindle Edition

4.5 out of 5 stars 74 ratings

New from Used from

Listen with Pride
Explore the diverse array of titles—some funny, some brave, some thrilling, some sad—to find connection and inspiration. See more

Enter your mobile number or email address below and we'll send you a link to download the free Kindle App. Then you can start reading Kindle books on your smartphone, tablet, or computer - no Kindle device required.

  • Apple
  • Android
  • Mac and Windows desktops

To get the free app, enter your mobile phone number.

Amazon Business: Make the most of your Amazon Business account with exclusive tools and savings. Login now

Editorial Reviews


"Any consumer concerned about money issues, from managing college to retirement, will find The Little Book of Main Street Money an excellent reference. Wall Street is demystified, with common strategies for money management geared to general readers and based on the wisdom of Wall Street successes. Taxes, inflation concerns, and investing are all covered within a series of 21 'truths' about success, perfect for general lending libraries."
(Midwest Book Review)

"’The Little Book of Main Street Money’ is aptly named. . . it's unintimidating to all but the most hopeless finance-phobics. The book is also written in spare and concise language. . . Clements's sure-footed advice on fundamentals is comforting after last year's meltdown. When he strays toward more opinionated views, he's even better: Investing in your house will historically offer you a lackluster 4.7% annual return. Or, to those buying insurance as an investment. . . Best of all, Clements isn't only a sound financial planner, but something of an armchair shrink. Beating the market isn't what it's all about. It's more about meeting your personal goals and achieving peace of mind: ‘We should strive to ensure money is enhancing our lives, rather than getting in the way.’" (

“The Little Book of Main Street Money . . does a brilliant job of navigating us through the post financial crash landscape. . . offers investors some tried-and-true, timeless advice, such as keeping investing simple and uncluttered by emotion. . . but what I love best about this book is the exploration of the relationship between money and happiness. Clements notes, in spite of the U.S. standard of living skyrocketing over the past few decades, that quantitative research indicates Americans are no happier than when we were less economically well off. . . Clements goes beyond the accumulation of money and essentially tells us how to convert the stored energy fro... Review

Street Smart Tips for Main Street
Content from author Jonathan Clements

1. Don’t pay an insurance company to shoulder risks you can afford to shoulder yourself.

2. To make it easier to amass enough for retirement, aim to start saving no later than age 30

3. Make it a point to sock away tax refunds, year-end bonuses, overtime pay, and any other extra money you receive

4. Mentally divide your portfolio into growth money and safe money – and expect a rough ride from the former and comfort from the latter

5. The harder you try to beat the market, the more likely you are to fail, thanks to the investment costs involved.

6. By building a portfolio that is unlikely to suffer big short-term losses, you should improve your long-run investment compounding.

7. Unless your health is poor, plan on a retirement that lasts until age 90 – and maybe longer.

8. Resist following the crowd, whether it’s chasing hot performers in bull markets or shunning stocks during market declines.

9. Before purchasing a house, make sure you will stay put for at least five years and preferably longer.

10. If you’re a conservative investor inclined to buy bonds, consider making extra principal payments on your mortgage instead.

21 Simple Truths that Help Real People Make Real Money
Content from author Jonathan Clements

1. Our finances are bigger than a brokerage account

2. We can’t have it all

3. Money can buy happiness – if we spend it carefully

4. Even the best investors need to be great savers

5. Time is as valuable as money

6. No investment is risk-free

7. Portfolio performance – it’s all in the mix

8. Stocks are worth SOMETHING

9. To add wealth, we need to overcome the subtractions

10. Aiming for average is the only sure way to win

11. Wild investments can tame our portfolios

12. Short-term results matter to long-term investors

13. A long life is a big risk

14. Markets may be rational, but we aren’t

15. Our homes are a fine investment that won’t appreciate much

16. Paying off debts could be our best bond investment

17. Saving taxes can cost us dearly

18. A tax deferred is extra money made

19. Insurance won’t make us any money – if we’re lucky

20. Even if we have a will, we may not get our way

21. Financial success: it’s about more than money

--This text refers to the hardcover edition.

Product details

  • ASIN ‏ : ‎ B002D9ZL6Y
  • Publisher ‏ : ‎ Wiley; 1st edition (May 27, 2009)
  • Publication date ‏ : ‎ May 27, 2009
  • Language ‏ : ‎ English
  • File size ‏ : ‎ 660 KB
  • Text-to-Speech ‏ : ‎ Enabled
  • Screen Reader ‏ : ‎ Supported
  • Enhanced typesetting ‏ : ‎ Enabled
  • X-Ray ‏ : ‎ Not Enabled
  • Word Wise ‏ : ‎ Enabled
  • Print length ‏ : ‎ 224 pages
  • Lending ‏ : ‎ Enabled
  • Customer Reviews:
    4.5 out of 5 stars 74 ratings

Customer reviews

4.5 out of 5 stars
4.5 out of 5
74 global ratings
How are ratings calculated?

Top reviews from the United States

Reviewed in the United States on June 14, 2009
Verified Purchase
64 people found this helpful
Report abuse
Reviewed in the United States on June 29, 2018
Verified Purchase
2 people found this helpful
Report abuse
Reviewed in the United States on December 29, 2009
Verified Purchase
Reviewed in the United States on June 26, 2009
Verified Purchase
5 people found this helpful
Report abuse
Reviewed in the United States on June 16, 2009
Verified Purchase
16 people found this helpful
Report abuse
Reviewed in the United States on June 10, 2014
Verified Purchase
2 people found this helpful
Report abuse
Reviewed in the United States on April 24, 2010
Verified Purchase
5 people found this helpful
Report abuse

Top reviews from other countries

2.0 out of 5 stars Nada nuevo
Reviewed in Spain on December 19, 2018
Verified Purchase
Amazon Customer
5.0 out of 5 stars Keep it simple, balanced and just keep on investing long term and you will be Okay
Reviewed in Australia on November 27, 2016
Verified Purchase
3.0 out of 5 stars ... read the book but I'm surprised to see such poor quality paper
Reviewed in India on December 18, 2017
Verified Purchase
5.0 out of 5 stars very good book
Reviewed in India on June 7, 2018
Verified Purchase
5.0 out of 5 stars Wow I am amazed at the content and approach
Reviewed in India on April 7, 2017
Verified Purchase