Prostitutes are usually crude and dressed in a vulgar manner with lots of skin showing in very short shorts, skimpy halters, and high boots. Their makeup is heavily applied, almost in a garish manner. You need only check out any street corner in Midtown Manhattan. Melanie Griffith in "Milk Money" plays a prostitute. In essence, she is the antithesis of a prostitute. Her hair is beautifully coiffed. Her makeup is artfully applied. She speaks softly. She is smart, clever, and sensitive. And though her dress is low-cut, it is not the typical "costume" of a prostitute. You certainly have to employ the willing suspension of disbelief here. Moreover, this film was made four years after "Pretty Woman," and it smacks of elements of that film.
Three boys bike to the city to see a naked woman with a bag of over $100 in bills and coins. They are accosted by a homeless man who promises to show them a naked woman. He brings them to an underground garage and pulls a gun on them and demands their money. Nearby is a limousine in which a wealthy man is being entertained by V, a prostitute, played by Melanie Griffith. V abruptly opens the limousine door and knocks the homeless to the ground. He is knocked out cold. V throws his gun in the garbage can. The limousine takes off. The boys tell V why they came to the city. She takes them to her hotel room and gives them a look at her bare breasts. One boy, Frank, hides his eyes and does not look.
V goes to her pimp and gets into a fight with him. He tells her to stay at his apartment while he goes out on business. Instead, she takes his car and goes for a ride. She sees the three boys whose bikes had been stolen and offers them a ride back to the suburbs. Her car breaks down in the suburbs and she is forced to stay there for a few days. Frank tells his father that V is a math tutor. While V is at Frank's house living in his tree house, she sees a report on Frank's TV that her pimp had been killed. She is now afraid to go back to the city. V and Frank's father, played by Ed Harris, are attracted to each other.
Melanie Griffith is outstanding and beautiful in this film. Ed Harris is great in this film as he always is in every film he is in. Michael Patrick Carter as Frank is an excellent young actor.