Top positive review
One of the best books I have read on the subject
Reviewed in the United States on December 24, 2016
This is one of the most informative and easy to read descriptions of the use of permanent life insurance as a personal wealth building tool. It is an easy read in just a hour or so, and covers permanent life insurance history, industry perpetual financial strength, and gives an example of how a 40 year old can build a financial legacy for his children and grandchildren. It could have been a 5-star read for me if it had answered a few simple questions: 1) What happens to the cash value built up in the policy when the insured dies? 2) What are the logistics of converting a 401(K) to a lump sum policy? 3) What about older people who may not be insurable? How do grandparents, insure their children, to benefit their grandchildren, and still have money available for themselves as needed in retirement? 4) Why does the death benefit decrease after seven years, on the 40 year old lump sum policy chart, then eventually catch back up after another seven years? 5) Why not list the names of your top three Mutual Insurance Companies that you recommend? I see that the author has his contact information printed at the end of the book, and all of these questions could be answered if one were to call and ask. That is well and good, but it cost a "star" in my rating.