To calculate the overall star rating and percentage breakdown by star, we don’t use a simple average. Instead, our system considers things like how recent a review is and if the reviewer bought the item on Amazon. It also analyzes reviews to verify trustworthiness.
Be careful with these insurance plans. The providers will look for any excuse to void your policy and deny your claim. I purchased an LG OLED TV 65” ($2900) with the insurance plan at check out. Somehow because the TV shipped a couple days later (special white glove delivery) the billing dates were different for the insurance plan and the purchase of the TV. Needless to say the display on TV stopped working (black screen but you could hear the sound). Because the date of purchase for the insurance plan predated the purchase of the TV the insurance company denied my claim. Luckily Amazon after investigating the incident was kind enough to refund my money for the TV.