Top positive review
Superbly Shows How Herd Habits Hinder Financial Freedom but could go further….
Reviewed in the United States on March 18, 2020
I liked the use of basic math & English skills to clarify both simple & complex $$ subjects in this book about getting &/or staying free of debt. The author is straightforward (“Stop buying crap!”), engaging & clear. It’s superb to begin a debt discussion with poor health & dining out: you can’t be free with either one, but most won’t make the connection on their own (or read about it in any other self-help, finance book.) Also he shows how herd habits such as: carrying credit card balances, 30-yr mortgages, going into debt for college & to get married (let alone to get out!) all hinder financial freedom. I would go further. What is not mentioned are the $$ spent on personal & home products, entertainment, insurance, pets, cars, & gym memberships. I spend $0 on all these categories due to energy choices made 30 years ago like: to bike, walk, or bus to get places, less & air-dried washing, cloth not paper, no tv/pets/kids, 2 cars/62 yrs, etc. Radical ideas back then & still to some. I live in a 1925, 1100 sq ft, pre-owned, 3 bdr house on the grid & my power co says I use 50% of the most efficient, same age & size homes. This book will move readers farther forward to $$ freedom than most books of its ilk.